:root{--blue:#0b5fff;--blue-d:#0847c2;--ink:#0f172a;--text:#334155;--muted:#64748b;--line:#e2e8f0;--bg:#fff;--alt:#f5f8ff;--navy:#0b1630;--r:14px;--sh:0 1px 2px rgba(15,23,42,.06),0 8px 24px rgba(15,23,42,.06)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--text);line-height:1.6;background:var(--bg);-webkit-font-smoothing:antialiased}
.es{display:none!important}
html.lang-es .en{display:none!important}
html.lang-es .es{display:revert!important}
h1,h2,h3,h4{color:var(--ink);line-height:1.2;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,5vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem);font-weight:800}
h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1em}
a{color:var(--blue)}
img,svg{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.narrow{max-width:800px}
.center{text-align:center}
.muted{color:var(--muted)}
.small{font-size:.88rem}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px}
.ic{width:28px;height:28px;flex:none}
.ic-sm{width:18px;height:18px;flex:none;vertical-align:-3px}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:24px;height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:700;font-size:1.3rem;color:var(--ink);letter-spacing:-.02em}
.brand b{color:var(--blue);font-weight:800}
.brand-light{color:#fff}.brand-light b{color:#7fb0ff}
.logo-mark{width:36px;height:36px}
.nav{display:flex;gap:4px;margin-left:auto}
.nav a{padding:8px 12px;border-radius:8px;text-decoration:none;color:var(--text);font-weight:500;font-size:.95rem}
.nav a:hover,.nav a[aria-current]{color:var(--blue);background:var(--alt)}
.header-actions{display:flex;align-items:center;gap:10px}
.lang-toggle{border:1px solid var(--line);background:#fff;border-radius:8px;padding:7px 10px;font:600 .85rem Inter,sans-serif;color:var(--ink);cursor:pointer}
.lang-toggle:hover{border-color:var(--blue);color:var(--blue)}
.menu-btn{display:none;width:42px;height:42px;border:1px solid var(--line);border-radius:8px;background:#fff;cursor:pointer;padding:10px;flex-direction:column;justify-content:space-between}
.menu-btn span{display:block;height:2px;background:var(--ink);border-radius:2px}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 20px;border-radius:10px;font-weight:600;text-decoration:none;border:2px solid transparent;transition:.15s;white-space:nowrap}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-d)}
.btn-ghost{border-color:var(--line);color:var(--ink);background:#fff}
.btn-ghost:hover{border-color:var(--blue);color:var(--blue)}
.btn-white{background:#fff;color:var(--blue)}
.btn-white:hover{background:#eaf1ff}
.btn-sm{padding:8px 14px;font-size:.92rem}
.btn-lg{padding:15px 26px;font-size:1.05rem}
/* hero */
.hero{background:radial-gradient(1200px 500px at 80% -10%,#dbe7ff 0,transparent 60%),linear-gradient(180deg,#f5f8ff,#fff);padding:72px 0 80px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:6px;color:var(--blue);font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px}
.lead{font-size:1.2rem;color:var(--text);max-width:36em}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}
.hero-points{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px 22px;font-weight:500;color:var(--ink)}
.hero-points li{display:flex;align-items:center;gap:6px}
.hero-points svg,.checks svg{color:#16a34a}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 20px 50px rgba(11,95,255,.12);padding:24px}
.hc-head{display:flex;gap:12px;align-items:center;padding-bottom:16px;border-bottom:1px solid var(--line);margin-bottom:8px;color:var(--blue)}
.hc-head strong,.hc-match strong{display:block;color:var(--ink)}
.hc-head small,.hc-match small{color:var(--muted)}
.hc-row{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px dashed var(--line);font-size:.95rem}
.hc-row span{color:var(--muted)}.hc-row b{color:var(--ink)}
.hc-match{display:flex;gap:12px;align-items:center;margin-top:16px;background:#ecfdf3;border-radius:12px;padding:14px;color:#16a34a}
/* sections */
.section{padding:84px 0}
.section.alt{background:var(--alt)}
.section-head{text-align:center;max-width:680px;margin:0 auto 44px}
.section-head.left{text-align:left;margin:0}
.sub{color:var(--muted);font-size:1.08rem}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--sh)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.svc .ic{width:44px;height:44px;padding:9px;border-radius:12px;background:#eaf1ff;color:var(--blue);margin-bottom:14px}
.svc p{margin:0;color:var(--muted)}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.step{position:relative}
.step .ic{color:var(--blue);margin-bottom:12px;width:36px;height:36px}
.step p{margin:0;color:var(--muted)}
.step-num{position:absolute;top:20px;right:22px;font-size:2.6rem;font-weight:800;color:#e6eeff;line-height:1}
.why-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.why-list{display:grid;gap:18px}
.why-item{display:flex;gap:16px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.why-ic{flex:none;width:48px;height:48px;border-radius:12px;background:var(--blue);color:#fff;display:grid;place-items:center}
.why-ic .ic{width:24px;height:24px}
.why-item p{margin:0;color:var(--muted)}
.areas{list-style:none;padding:0;margin:0 auto;display:flex;flex-wrap:wrap;justify-content:center;gap:10px;max-width:900px}
.areas li{display:flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);padding:8px 14px;border-radius:999px;font-weight:500;color:var(--ink)}
.areas svg{color:var(--blue)}
.pro-band{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center;background:linear-gradient(135deg,#0b1630,#14306b);color:#cbd5e1;border-radius:24px;padding:56px}
.pro-band h2{color:#fff}.pro-band .eyebrow{color:#7fb0ff}
.checks{list-style:none;padding:0;margin:0 0 8px;display:grid;gap:10px}
.checks li{display:flex;gap:10px;align-items:flex-start}
.checks svg{margin-top:4px}
.pro-band .checks svg{color:#4ade80}
.pro-band .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.3)}
.fee-card{background:#fff;border-radius:20px;padding:32px;text-align:center;color:var(--text)}
.fee-card>.ic{color:var(--blue);width:40px;height:40px}
.fee-big{font-size:4rem;font-weight:800;color:var(--ink);line-height:1;margin-top:8px}
.fee-card p{color:var(--muted);margin-bottom:18px}
.fee-zero{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding:10px 4px}
.fee-zero span{font-weight:800;color:#16a34a}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:0 20px}
.faq-item summary{cursor:pointer;padding:18px 0;font-weight:600;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--blue)}
.faq-item[open] summary::after{content:"–"}
.faq-item p{margin:0 0 18px;color:var(--muted)}
.link-arrow{font-weight:600;text-decoration:none;display:inline-flex;gap:6px;align-items:center;margin-top:12px}
.cta-band{background:var(--blue);color:#dbe7ff;padding:56px 0}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:.25em}
.cta-band p{margin:0}
.page-hero{background:linear-gradient(180deg,#f5f8ff,#fff);padding:64px 0 24px}
.page-hero h1{font-size:clamp(1.9rem,4.2vw,2.8rem)}
.prose h2{font-size:1.4rem;margin-top:2rem}
.prose ul{padding-left:1.2em}.prose li{margin-bottom:.4em}
.num-list{padding-left:1.3em;margin:0 0 2rem}.num-list li{margin-bottom:.8em}
/* footer */
.site-footer{background:var(--navy);color:#94a3b8;padding:60px 0 24px;font-size:.95rem}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px}
.site-footer h4{color:#fff;font-size:.95rem;margin-bottom:12px}
.site-footer a{color:#cbd5e1;text-decoration:none;display:block;margin-bottom:8px}
.site-footer a:hover{color:#fff}
.site-footer .brand{margin-bottom:12px}
.disclaimer{font-size:.85rem;border-left:3px solid var(--blue);padding-left:12px}
.footer-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid #1e2a4a;margin-top:36px;padding-top:20px;font-size:.85rem}
.footer-bottom a{display:inline}
/* responsive */
@media (max-width:960px){
 .hero-grid,.why-grid,.pro-band{grid-template-columns:1fr}
 .grid-3,.steps{grid-template-columns:1fr 1fr}
 .footer-grid{grid-template-columns:1fr 1fr}
 .pro-band{padding:36px 24px}
 .menu-btn{display:flex}
 .nav{display:none;position:absolute;top:68px;left:0;right:0;flex-direction:column;background:#fff;border-bottom:1px solid var(--line);padding:12px 20px;box-shadow:var(--sh)}
 .nav.open{display:flex}
 .nav a{padding:12px}
 .header-actions{margin-left:auto}
}
@media (max-width:600px){
 .grid-3,.steps,.footer-grid{grid-template-columns:1fr}
 .hero{padding:44px 0 56px}.section{padding:60px 0}
 .hero-ctas .btn{width:100%}
 .cta-inner .btn{width:100%}
}
@media (max-width:600px){.header-inner{gap:10px}.brand{font-size:1.1rem}.logo-mark{width:30px;height:30px}.header-actions{gap:6px}.header-actions .btn-sm{padding:7px 10px;font-size:.82rem}}
@media (max-width:360px){.header-actions .btn-sm{display:none}}